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Planning Diwali shopping on credit card EMI? 5 hidden costs to check before choosing no-cost EMI offers

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Summary

Planning Diwali shopping with a credit card EMI? Check five hidden costs of no-cost EMI offers, including processing fees, GST on interest, lost instant discounts, foreclosure charges and credit limit impact, before converting festive purchases into monthly instalments.

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  1. Livemint Center IN
    Diwali shopping: Should you pay upfront or choose no-cost EMI for expensive purchases? Here’s what buyers must know

    Planning expensive Diwali purchases? Paying upfront could help you secure additional discounts, while no-cost EMI can spread payments. Compare processing fees, GST, cashback and credit card rewards before deciding which option saves you more.

  2. Livemint Center IN
    Planning Diwali shopping on credit card EMI? 5 hidden costs to check before choosing no-cost EMI offers

    Planning Diwali shopping with a credit card EMI? Check five hidden costs of no-cost EMI offers, including processing fees, GST on interest, lost instant discounts, foreclosure charges and credit limit impact, before converting festive purchases into monthly instalments.

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